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Best Online Baccarat Real Money NZ

Online baccarat is one of the best table games with simple rules, a classic table setting and a thrilling atmosphere. The casino game provides you online baccarat New Zealandwith all the card game essentials. The name ‘baccarat’ is translated to ‘zero’ in Italian which is believed to come from the King, Queen, Jack and 10 cards which are all valued at 0. So, do you want to play online baccarat for real money? Read on below and get to know how to play baccarat, sharpen your baccarat skills, get the best online baccarat strategy and much more!

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Best Baccarat Online Basics

Many Kiwi players believe that online baccarat is a confusing game, but once you understand the rules and start playing you will be well on your way to earning your online baccarat pro status. Playing baccarat online is even simpler as all the hard work is done for you; all you have to worry about is winning. But before we dive into the rules, let’s take a look at some online baccarat basics, starting off with how to play baccarat at the top online casino New Zealand.

How to play Baccarat New Zealand

Playing baccarat online is great as you do not have to constantly work out what’s going on, with the added pressure of a live dealer and players all around you. Online baccarat allows you to relax, place your bets and allow the game software to do all the work for you. In online baccarat the player bets on which hand will get the closest value to 9. The player has a chance to bet on their own hand.

NZ Online baccarat card values

The card values in online baccarat are easy to remember:

  • All numbered cards, except 10, retain their value.
  • King, Queen, Jack and 10 are valued at 0.
  • Aces are valued at 1.
online baccarat rules for players in New Zealand

Much like blackjack, you can stay with your current cards.  These are known as a ‘stand’ or receive a third card known as a ‘draw.’ These standing and drawing rules differ between the player and the banker. First, let’s look at the rules for the player.

  • If the player’s total card value is 0-5, a third card will be drawn.
  • If the player’s total card value is 6 or 7, the player will stand.
online baccarat drawing rules in New Zealand

Top Baccarat Online Rules

Here are some of the general rules of online baccarat you should learn and follow:

  • The main objective of the game is to get as close to 9 as possible using two or three cards.
  • The highest hand value is 9, and the lowest hand value is 0.
  • If the total value of the players or the bankers hand exceeds 9, only the second digit of the value will count. For example, if the total value of the hand is 15, the actual value will be 5.
  • The game is considered over if the player or the banker is dealt a natural hand of an 8 or 9.
  • The player’s hand is always dealt first.

Best Baccarat Online Games NZ

There are three main variations of online baccarat, Punto Banco, Chemin de Fer and Baccarat Banque. The most popular of these is Punto Banco which is also known as American Baccarat. We suggest that you give each one of these online baccarat variations a try. This will help you find one specific type that you like. Playing each variation in free play mode will also give you great practice when you decide to play for real money at online casinos like G’Day Casino, Golden Riviera, Novomatic Casinos and much more. Here are some other common variations you can try:

Top Tips for Playing Baccarat in New Zealand

  • Read the rules of online baccarat to gain a better understanding of the game so you can make more informed decisions.
  • Make sure you understand the different bets of the game.
  • Always consult your cards before making a decision.
  • Understand the different odds and payout of the game so you know what your chances of winning are.
  • Avoid betting on a tie as this is the rarest and riskiest bet.
  • Betting on the banker is usually the best bet as it has the best odds.
  • Set a bankroll limit before you start playing as you can get caught up in the game and end up spending more than you wanted to.
  • Generally, the games with the smallest number of decks give you the best chance of winning.
tips and tricks for New Zealand players

Why play baccarat NZ?

  • The rules are simple to learn and easy to follow.
  • It is fast-paced exciting game that is guaranteed to keep you entertained.
  • Many online casinos offer top bonuses to increase your bankroll.
  • The different varieties of baccarat allow you to try out each type before deciding on a favourite.
  • The free play option also allows you to practice online baccarat. This will help you learn how the game works and get comfortable with the different bets and rules of the game.
  • Playing online provides you with the extra concentration you need to play the game as you are free from the distractions found at land-based casinos.
  • You no longer have to wait for a spot at the baccarat table as you can now play online baccarat anywhere, anytime.

The glossary of online baccarat terms in 2016

Banker bet

To bet that the banker will have the highest hand


The amount of money that the house takes from a winning bet on the bank


A French word for a round of baccarat


To take another card

Face cards

Refers to the King, Queen and Jack of any suit of cards

Mini Baccarat

A version of baccarat that is played on a smaller scale

Natural hand

When the player or the bank has a hand value of 8 or 9 it is considered a natural hand and the game is over

Player bet

To bet that the player will have the highest hand


The container that is used to hold the cards


To keep the cards you have and not take any more cards


When the player and the bank are in a tie

Tie Bet

To bet that the player and the banker will have the same hand total

NZ Online Baccarat FAQs

Are the card values for blackjack the same for baccarat?

No, the card values for baccarat and blackjack are different. In baccarat all the numbered cards, except 10, retain their value, the King, Queen, Jack and 10 are valued at 0 and Aces are valued at 1.

Can I only bet on my own hand?

No, you can bet on the bankers hand as well as a tie between the banker and the player.

What happens if the total of my first two cards is over 9?

If the total of either the players or the bankers two cards are over 9, only the second digit is used as the total value. For example, if the total value comes to 16 the actual value is 6.

What is the aim of online baccarat?

The aim of online baccarat is to bet on the hand which you think will have a total value closest to the number 9.

Can I play online baccarat for free in New Zealand?

Yes, you can. Many online casinos offer Kiwi players the chance to practice their online baccarat skills before playing for real money.

How do I play baccarat online?

Baccarat is one of the easiest games to play in New Zealand. All a player has to know is that they have to bet on either of two hands, and know how cards are dealt. To find out more, please see our guide to how to play baccarat.

What are the odds when playing baccarat in New Zealand?

The odds for New Zealand online baccarat player to win the game are 44.62% and the player’s chance of losing the game sits at 45.85%.

What does a natural mean when playing baccarat?

A natural 9 or 8 is a pair of side bets made on the banker and the player will have hand that the selected side will have a natural two card total of 8 or 9.

Why do they say baccarat is dangerous?

Baccarat is quite dangerous for most casinos due to the huge amounts of money that is placed on bets and also the thin house edge the game has. This means that Kiwi players have more potential to win large amounts of money at the online casinos’ expense.

What are the best NZ baccarat sites?

At Kiwi Casinos, we have listed the best online baccarat sites available for NZ players.


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